Determine Your Insurance Health Class | IntelliQuote
Life insurance companies each have their own formula for deciding which level of life insurance rate class you fit into. There are a number of factors but in general, your life insurance health class is determined by your age, current health, and past medical history in addition to some lifestyle choices.
Determine Your Insurance Health ClassYour life insurance class rating is a key factor in calculating how much you will pay for life insurance coverage. Understanding how these ratings...What Is A Health Class For Life Insurance?Life insurance health ratings are levels used by life insurance companies to determine what rate will be used to calculate your premium. The rating...Life Insurance ClassificationsLife insurance companies each have their own formula for deciding which level of life insurance rate class you fit into. There are a number of fact...Qualifying For The Best Life Insurance RateMany of the factors that determine your life insurance rate class are outside of your control. Some like personal and family medical history, you c...Using Health Impairment Tables to Predict Your Health Insurance Rate ClassYou must meet certain health and risk requirements to qualify for the best rates. We've created two health impairment tables, one for nicotine user...